Who We Are

The Bank

The Bank

Euro Profectus Bank, commonly referred to as EPB, operates as a non-profit financial cooperative owned and run by our members. Established in October 2001, EPB has been designated as the credit union for over 700 companies and organizations. We proudly serve more than 1 million members and their families across Europe.
Headquartered in Saint-Josse-ten-Noode, Brussels, EPB stands as the largest credit union headquartered in Belgium by assets and ranks among the top 20 nationwide. Members can access their accounts through various channels including the internet, telephone, community branches, as well as thousands of CO-OP Shared Branch locations nationwide. In fact, half of EPB members prefer non-branch methods for their banking needs.

Setting new standards in wealth management

Our team of expert financial advisors is readily accessible whenever you require assistance. They offer guidance in planning your financial milestones and address any queries you may have regarding potential risks or the most suitable types of bank accounts for your needs.

Investing constitutes just a fraction of your overall financial strategy. Hence, we've expanded our offerings to provide additional avenues for achieving your objectives and effectively managing your finances. This includes high-interest savings accounts, commission-free trading, and convenient features such as automated spare change investing, all designed to simplify saving for your future. We're committed to ensuring that everyone has access to the resources necessary to make informed financial decisions.

Our company values

Accountability

We have a sense of responsibility for our actions and decisions.

Transparency

We’re open in communication and Information sharing, and upfront about business practices.

Performance

We think big, move fast and dare to be different. We’re always asking “what’s next?”.

Team work

We ooze passion and determination and we play as a team to win.

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Our purpose

At EPB, our Purpose is to cultivate a world where individuals and communities flourish. This Purpose serves as the guiding force behind all our endeavors, influencing our strategy and serving as a cornerstone of shareholder returns.

Our strategy

We bring our Purpose to fruition through our Strategy, which revolves around enhancing the financial well-being and sustainability of our customers. We achieve this by offering connected, relevant, and efficient services, tools, and insights, both independently and in collaboration with partners. Specifically, we aim to assist customers in the following ways:

We will achieve our strategy through:

Propositions: User-friendly services aimed at enhancing the financial well-being and sustainability of customers.
Platforms: Agile and resilient banking infrastructure platforms offered to EPB and third-party entities.
Partnerships: Integrated, data-driven ecosystems for Homeowners and Business Owners, fostering collaboration to actualize our propositions.
People: A diverse team committed to listening, learning, and adapting to deliver solutions that tackle financial and sustainability obstacles.

The Bank we're building

Through studying organizations globally, it's evident that companies with a well-defined strategy aligned with their purpose tend to outperform in terms of shareholder returns, societal contributions, customer value, and staff engagement over the long term.
"Over the last five years, we have made significant advancements, streamlining the bank well ahead of our peers, navigating through a once-in-a-century global pandemic, and establishing the groundwork for future growth."
In fact, EPB's motto, Tenax Propositi (Tenacity of Purpose), adopted in 1951 during the inception of modern EPB, encapsulates this notion at its core.
By enhancing the financial well-being and sustainability of our customers, we can enhance our reputation, foster greater team engagement, acquire customers more cost-effectively, build loyalty, achieve superior financial results, and allocate more capital for reinvestment in the business, thereby continuously enhancing the lives of our customers.

It's a virtuous cycle, as depicted in this value wheel chart, encapsulating the fundamental philosophy of the Bank We're Building. The progress in value across each of our businesses, whether in Brussels, Netherlands, or Institutional sectors, can be interpreted through the lens of this cycle.
To thrive, we must enlist individuals dedicated to our purpose, who actively listen, learn, and adapt. Equipping them with top-notch tools and insights is essential. We must concentrate on those select initiatives that genuinely enhance the financial well-being and sustainability of our customers.

Enabling the entrepreneur economy

EPB makes the world of trade more accessible for entrepreneurs, SMEs and ambitious young companies.

As entrepreneurs, our businesses are continually evolving: from conception of an idea, to making initial sales, to global expansion. We require a payment experience that grows with us—an experience that is both stable and secure, yet flexible. EPB is designed for the new economy, where borders are becoming less relevant and starting a global business is more accessible than ever. Neat is committed to actualizing international business opportunities for entrepreneurs worldwide.

100% certified carbon neutral bank since 2018