Real Estate

We collaborate with property innovators who are developing a diverse range of ideas, spanning from high-rise commercial developments to large-scale residential communities, across all major cities in Europe.

WE'RE COMMITTED TO BUILDING Europe’S FUTURE

We offer property and development finance and property equity and advisory solutions, drawing on our strength as one of Europe’s largest business banks.

How much do you need to retire

The amount needed for a comfortable retirement varies, with some recommending around $1 million, while others advocate using the 80% rule, which means having sufficient savings to cover 80% of your pre-retirement income. Additionally, some experts suggest that the average retiree may fall short of their needs and must adjust their lifestyle accordingly. When establishing your retirement savings goals, it's crucial to consider all expenses, including housing, healthcare, food, clothing, transportation, entertainment, and travel. Having a realistic estimate is advisable to prepare for unexpected expenses in the future.

Key steps for retirement planning include:

• Creating a plan - determining your savings goal, starting and retiring dates, and the amount you want to save.
• Setting aside a specific amount each month - using automatic deductions helps you stay on track and reduces the temptation to forget or stop saving.
• Choosing appropriate accounts - consider investing in a term deposit or similar account if offered by your employer, taking advantage of any employer match, and having an emergency fund for unexpected expenses.
• Monitoring and adjusting investments - review and make necessary changes based on changes in your lifestyle or life stage.
• Finally, reach out to us when you are ready to take the next step.